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4 Beds
4 Baths
3,405 sqft

$775,000

145 Church Street, Saratoga Springs, Inside NY, 12866

Price per sqft$227.61
Built in1897
Property size3,405 sqft
Property typeMulti-family

Overview

Pending

Contingent - Continue To Show

Listed Sep 2, 2026

Updated 29h ago

Lovely Victorian Home in Downtown Saratoga Springs! In this Quality Home, Relax & settle back in this home for some easy in-town living. This unique property offers exceptional flexibility for investors, short-term rental operators, multi-generational living, or owner-occupants looking to offset expenses while enjoying everything downtown has to offer. Lovely entertaining spaces with open dining/living room w/custom gas fireplace. Sunny bow windows, 2 spa tubs (2 Central AC, 2 Furnaces, 2 Full kitchens & 2 laundries) Brick patio & large wrap around South facing sunny Saratoga Porch as a great party spot. Great alternative to a condo or townhome, with low maintenance and more privacy, and NO HOA or dues. But with the space available to invite guests in to stay comfort in their own private suites. Located just steps from shops, groceries, restaurants, nightlife, and the famed Saratoga Race Course, this home perfectly blends convenience, charm, and lifestyle. An official two-family home, the property is thoughtfully designed with connected living spaces that can function as one single family expansive residence or be separated due to two staircases. With the ability to be configured in up to four different ways, including two first-floor suites ideal for extended family or guests, the possibilities are truly endless. Whether you're seeking a strong income-producing property, a seasonal or long-term rental opportunity, or a home that allows you to live in one section while renting out the other, this Victorian delivers. Three off-street parking spaces add to the ease of downtown living, with additional street parking rarely an issue. Don't miss this rare opportunity to own a one-of-a-kind, dual-income property in one of Saratoga Springs' most desirable locations.

$5,156/mo

Est. mortgage payment based on a $775,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
202625313

Interior Features

Bedrooms
4
Bathrooms
4
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
0.07 Acres

Other Property Details

Taxes
$6,627
Tax Frequency
Annually
View
Yes

Listed by Leslie Warner-Rafaniello with Miranda Real Estate Group Inc
Listing Contact: 518-301-4109 

The IDX display contains information sourced from Global MLS as of 9/14/2026. This data is intended solely for personal, non-commercial use and is not to be utilized for any other purposes except to identify potential properties for purchase. Although the MLS data displayed is typically considered reliable, it is not guaranteed to be accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and are advised to conduct their own investigations or seek professional assistance. Other sources besides the Listing Agent may have contributed to the MLS data presented. Unless expressly specified in writing, the Broker/Agent has not confirmed any information obtained from external sources. The Broker/Agent may or may not have acted as the Listing and/or Selling Agent and cannot guarantee the accuracy of property locations displayed on any map. Any compensation offers are solely made to participants of the MLS where the listing is registered.

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Data last updated on 9/14/2026 at 4:01 AM UTC

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